How it works

We’re so glad you’re considering Till for your short-term financial needs! Let us help you learn how it works. Whether you need a loan to tide you over until you get your tax refund, or for debt consolidation loans, we’ve got you covered. Before you get a loan today, we invite you to learn about the exciting benefits and discounts we offer to our new and returning clients.

Complete our online application in just minutes. Since we are an online lender, you can submit your application whenever you like, day or night! Be prepared to provide a valid color copy of your ID and your valid debit card information as an additional security measure. Submit a photo or scanned copy of your ID via email at: help@loantill.com. Please include your name clearly in the subject line of your email. Or, you can text an image of it to: (314)226-3691

Online Application

Our online application only takes minutes to complete. And since we are an online lender, you can submit your application whenever you like, day or night! Be prepared to provide a valid color copy of your ID and your valid debit card information as a potentially required additional security measure. Submit a photo or scanned copy of your ID via email at: help@till.com. Please include your name clearly in the subject line of your email. Or, you can text it an image of it to: (314)226-3691

Loan Approval
An Underwriter will contact you within 30 minutes of receiving your application during business hours and verify your information with you to ensure we accurately personalize your loan. Because our loans are designed to be paid back over time in a way that works best for you, we will set up a payment plan that fits with your financial situation and income schedule. Our knowledgeable loan underwriters will determine the amount you qualify for – up to $1,000.
Loan Approval

Pick Your Plan

An Underwriter will contact you within 30 minutes of receiving your application during business hours and verify your information with you to ensure we accurately personalize your loan. Because our loans are designed to be paid back over time in a way that works best for you, we will set up a payment plan that fits with your financial situation and income schedule. Our knowledgeable loan underwriters will determine the amount you qualify for   – up to $2,500.

What to Expect

Receive Funds

Get same day funding or have funds  deposited into your account as soon as the next business day.

Decreasing Interest Tiers

Rates

We truly value our returning customers. As such, we’ve tailored a reward discount to make your experience with us the next time you borrow – the best yet.

  • Apply for a loan and borrow up to $2,500. The more you borrow, the lower your rate is.
  • Borrow again and get an even lower rate.
  • Borrow a third time and get locked into our lowest rate for the lifetime of your account
Community Appreciation Discount

Special Offerings

Are you a US military veteran, health care worker, first responder, member of law enforcement, or educator? If so, please first accept our sincere thanks for your dedication and selfless acts of service to our community and country! Secondly, please let us know by using offer code “COMMUNITY75” when you apply so we can gratefully offer an additional 30% off your APR, on every loan you receive for the lifetime of your account. *Documentation may be required to receive discount.

Refer A Friend

Discounts

Just like you, your friends and family members can also lean on us when they are in need. When they apply, have them enter your name into the “Offer Code” field at www.LoanTill.com. If they’re approved and receive funding, you both will receive a $75 credit off your next payment! *Refer A Friend discount is not applicable to Wisconsin residents.

What to Expect

Funds will be deposited into your account as soon as the next business day.*