Short-Term Loan

Online Application

Our online application only takes minutes to complete. And since we are an online lender, you can submit your application whenever you like, day or night! Be prepared to provide a valid color copy of your ID and your valid debit card information as a potentially required additional security measure. Submit a photo or scanned copy of your ID via email at: help@till.com. Please include your name clearly in the subject line of your email. Or, you can text it an image of it to: (314)226-3691

Loan Approval

An Underwriter will contact you within 30 minutes of receiving your application during business hours and verify your information with you to ensure we accurately personalize your loan. Because our loans are designed to be paid back over time in a way that works best for you, we will set up a payment plan that fits with your financial situation and income schedule. Our knowledgeable loan underwriters will determine the amount you qualify for – up to $1,000.

What to Expect

Funds will be deposited into your account as soon as the next business day.*

What is a short-term loan?

A short-term loan is a loan that you can get to pay for a personal need. It is a type of credit that involves paying back the original loan amount plus interest. Short term loans are called such because they typically must be paid off within 6 to 18 months. A long-term loan, like a mortgage, can take up to 25 years. The advantage of a short-term loan is that you pay less interest on your loan because you are repaying your loan over a shorter period of time. Whereas on a long-term loan you pay more payments with more interest.

How Does It Work?

Many individuals who have unexpected expenses and small savings accounts will often use short-term loans. They can be used to fund home projects, car loans, and unexpected medical or maintenance bills. These kinds of loans include: merchant cash advances, lines of credit, payday loans, invoice financing, and online installment loans.

Working With Till

At Till, we offer online installment loans up to $2,500 with a 6-month repayment term. You can get your loan as early as the same day if approved and we don’t care about your credit score. As long as you have steady employment you are our kind of person. We also don’t require you to use any collateral for your loan. All we need is a valid photo or scanned color copy of your ID and a debit card on file to ensure you are good for your loan payments.