Our online application only takes minutes to complete. And since we are an online lender, you can submit your application whenever you like, day or night! Be prepared to provide a valid color copy of your ID and your valid debit card information as a potentially required additional security measure. Submit a photo or scanned copy of your ID via email at: help@till.com. Please include your name clearly in the subject line of your email. Or, you can text it an image of it to: (314)226-3691
Funds will be deposited into your account as soon as the next business day.*
Loans with fixed rates have an interest rate that does not change during the life of the loan. This means that your loan payment amount is not likely to change very much over time. For a long-term loan like a mortgage, you can have a 30-year term with a fixed interest rate. Your monthly loan payment calculation is based on the interest rate, so locking in that rate means you will have the same principal and interest payment every month.
When you borrow money, your lender will set an interest rate for your loan. That rate will remain the same throughout the life of your loan regardless of how interest rates change in the larger economy. As you pay off your loan, the payment amount is designed to leave you with a zero-loan balance at the end of the loan’s term.