Loans With Fixed Rates

Online Application

Our online application only takes minutes to complete. And since we are an online lender, you can submit your application whenever you like, day or night! Be prepared to provide a valid color copy of your ID and your valid debit card information as a potentially required additional security measure. Submit a photo or scanned copy of your ID via email at: help@till.com. Please include your name clearly in the subject line of your email. Or, you can text it an image of it to: (314)226-3691

Loan Approval

An Underwriter will contact you within 30 minutes of receiving your application during business hours and verify your information with you to ensure we accurately personalize your loan. Because our loans are designed to be paid back over time in a way that works best for you, we will set up a payment plan that fits with your financial situation and income schedule. Our knowledgeable loan underwriters will determine the amount you qualify for – up to $1,000.

What to Expect

Funds will be deposited into your account as soon as the next business day.*

What Is A Fixed Rate Loan?

Loans with fixed rates have an interest rate that does not change during the life of the loan. This means that your loan payment amount is not likely to change very much over time. For a long-term loan like a mortgage, you can have a 30-year term with a fixed interest rate. Your monthly loan payment calculation is based on the interest rate, so locking in that rate means you will have the same principal and interest payment every month.

How does a fixed-rate Loan work?

When you borrow money, your lender will set an interest rate for your loan. That rate will remain the same throughout the life of your loan regardless of how interest rates change in the larger economy. As you pay off your loan, the payment amount is designed to leave you with a zero-loan balance at the end of the loan’s term.

Working With Till

When you borrow money from Till, you will have your fixed rate loan paid off in six months. Our loans are short term and meant to help you pay for things like unexpected medical bills. Unlike mortgage payments that will last you for 30 years, our loans of up to $2,500 are paid off in a very short amount of time. Our fixed rates make your payments predictable so you can pay them off quickly and easily. So, if you are looking for a short term loan with fixed rates, then Till might be the lender for you.