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Tips To Save Money: Part 2 | Easy Savings

Saving money isn’t easy, but it is worth it. Whether it means gaining financial independence or buying that thing you have wanted forever, learning to consistently save money is an excellent discipline to develop. So get ready for five new money saving tips coming your way.

Pay off debt

Whether you have accumulated debt from school, a new car, or an emergency doctor’s visit, paying it off A.S.A.P. will help you save money. While going into debt is easy, high interest rates make it hard to get out. So, making a concerted effort to pay off debt quickly will save you a lot of money in the long-term.

Buy Used

It doesn’t matter if it is a used car or a used sweater, buying used will save you money. Who wants to pay full price for something functional and good looking if you can get it at a discount? Let’s make saving money the new chic look.

Shop Grocery Discounts

Want to eat healthier and save money? Then begin your grocery store trip in the produce section. Look for manager’s deals on fruits and vegetables that may be a couple days past their prime but perfect for the meals you plan to cook that week. Spending your grocery budget on fresh first will ensure you are spending money on what makes you healthier rather than the junk food that weighs down you and your wallet.

Make a Lunch

While going out to lunch with coworkers is fun, it can take a hefty toll on your finances. Even if you only spend $10 a week eating out, that adds up to $520 going out the window every year. You can buy a lot of groceries for that. So instead, consider bringing a lunch from home. It will most likely be cheaper and healthier.

Visit the library

Hours of endless entertainment can be found for free at the library. Regardless of if you are looking for a movie to watch on a Friday night, or a good book to curl up with on a Tuesday morning, the library is an excellent and free resource. The savings are substantial as well. With the average price of an adult hardcover at $27.50, a single library user reading a book a month can save up to $330 a year. And if your library doesn’t have the book you want, chances are they can get one within a few days. In this case, a little forethought and patience has a big payoff.

Check back in to read the next part of Tips To Save Money.